Do you Need Renter’s Insurance?

Choose a deductible – As with auto and medical insurance, there are deductibles in renter’s insurance, too. Adding safety features to your rental, like a security system or fire extinguisher, can sometimes lower your premiums, too. Take an inventory and start shopping around. It’s one way to lower the cost of the policy. How much home can I afford on my salary? When you rent a home or apartment, renter’s insurance (see here now) is an effective way to protect you against loss. If you have other insurance, like auto insurance, adding a renter’s policy through the same carrier may be a good idea. Why Do You Need Renters Insurance? Romano, Jay. “Why Renters Need Insurance.” New York Times. National Urban League. “Weathering the Storm: The Current State of Low-income Renters.” Undated. You may be surprised how easy it is to get affordable coverage. Some carriers offer attractive discounts for existing customers. The Money Alert. “Do You Need Renter’s Insurance?” Undated.

An all peril policy will spell out what’s not covered. You’re protected for everything that isn’t mentioned. A policy with $30,000 in personal property coverage will typically include about $100,000 in personal liability insurance. Personal liability – Renter’s insurance policies usually incorporate some personal liability coverage, too. If you think there’s a chance that your new recliner will be mauled by the neighbor’s pet iguana, a policy that covers unforeseen contingencies may be a good idea. Where personal property insurance protects your stuff, personal liability insurance protects you against loss resulting from your actions, even when you’re not at home. If you accidentally trip someone who breaks a leg as a result of your clumsiness, personal liability coverage will pay his medical bills or even for you to hire an attorney to represent you in a lawsuit.

Not happy with the outcome of the sous chef promotion test, Kai Qi instantly makes enemies with Ah Jie, but also finds out her dish has been sabotaged by the executive chef because she rejected his advances to be his girlfriend earlier. He becomes intrigue to find out why she has become a total opposite of how he had remembered her to be. Stalking her after work he finds out from a drunk shouting Kai Qi how much that work promotion meant to her as the salary increase would have made her able to provide for her mother. Ah Jie finds out by accident that Kai Qi besides being a fierce new co-worker is also his childhood friend and his nanny’s daughter.

She is also no longer alone as she and Ah Jie are finally in a stable loving relationship cohabiting together. Aspiring French chef who has worked at “Figaro Cuisine” for 6 years. Ah Jie tells Kai Qi that even if they weren’t who they were he would still encounter her and fall in love with her. Growing up in a difficult family has made her cold and isolate from others. When her chance for a promotion to the Sous Chef position is dashed because of the Executive Chef and the new intern Ah Jie, she becomes enemies with Ah Jie. But through his extra kindness to her she starts to open up to him.

The opening and closing sequence of the drama was filmed at Nanliao Port and outside of the Glass Museum of Hsinchu City. This is Jasper Liu’s first collaboration with Sanlih. Annie Chen was offered the lead actress role in February 2014 during early developments of the drama, but turned it down to concentrate on modeling and advertisement work instead. Also, to let her contract with Sanlih expire without renewing it.

When he and Kai Qi reconcile their friendship, he hopes their relationship will move beyond being just friends, but she comes clean that she has feelings for Ah Jie and only want to be friends, which he abides by. A shallow person who is not respected by the restaurant staff due to his superficial attitude. He sabotages Kai Qi’s dish during the sous chef promotion test because she had rejected his advances earlier. The executive chef at “Figaro Cuisine”. With no hope on Kai Qi’s liking him he moves his focus on Le Xuan who becomes his next target for a love interest.