Diamond Prices: what you Need to Know

For the best value, we recommend a 3-carat diamond with color H and clarity VS2, which will cost around $35,000 – $50,000, depending on the shape. To learn more and to avoid common costly mistakes, read our detailed guide on shopping for a 3-carat diamond. Diamond prices are calculated per carat. For example, a .25 carat round diamond starts at around $300 and a .5 carat round diamond starts at around $780. This is because it is more rare to find bigger sized diamonds. The per-carat price increases exponentially as you move up in carat weight. For best value, we recommend staying just under half or whole carat weights (for example, go for 0.9 carat instead of 1 carat).

2. Color and clarity do not affect the brilliance of the stone, so you don’t need to splurge on flawless and colorless rocks. Cut is what determines how sparkly it is, so don’t cheap out on this. 4. A color of H is the best value for diamonds set in white gold or platinum bands. 3. A clarity of VS2 offers the most value for the money because most people won’t be able to see the small inclusions. Put whatever money you have into this area.

Jeweler markups: This has the biggest effect on diamond prices. Stores with a physical location need to pay for a lot of overhead (the store itself, staff, etc., not to mention commission to salespeople), so these costs are passed onto customers. Online diamond retailers have less overhead, so they can sell their diamonds at a lower price. But popular mall jewelry stores have high markups as well. Of course, prestigious brand names such as Tiffany and Harry Winston have high premiums.

Look at it away from the spotlights. What if H is still out of your budget? Easy – go down in color even more. The color of the setting can make a huge impact. H is a good choice for a platinum or white gold engagement ring. For yellow gold or rose gold bands, you can go down to a J or even K color diamond and it’ll still appear white against the band. If you see any yellow at all, it will also appear yellow when set in white gold or platinum.

But anyone now can buy the current report for $50 on the Rapaport website. For example, you’re looking at a 1.2 carat H VS2 stone. 4,300). The price listed is per-carat. Go to the 2nd grid for 1.00-1.49 carat diamonds. The total diamond price would be $8,640 (1.2 x $7,200). Note: this chart is for illustrative purposes only and does not reflect actual diamond prices. You have to multiply your carat weight by the listed number to arrive at the final diamond price. The sample report above states it’s $7,200 per carat. The Rapaport is shown as a grid comparing color and clarity of different carat ranges.

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