Who Wants an HOA Now, Huh?

I bet their walls meet at right angles in the corners, too. My house has charm out the wazoo, and a big yard where I play with my dog; but some days, I’d like to be too cosmopolitan for weeds. Rogers, Joan. Residential Real Estate Sales at Windermere Real Estate. Can you block neighbor noise in a townhome or condo? Bibey, Chris. “Debate: Single Family Home or Townhouse?” Money Crashers.

Yes, townhouses are often cheaper than free-standing houses or single-family homes. Condo owners only own the airspace inside the condo, not the land. Townhouse owners own the little patch of land their townhouse sits on. Plus, townhouses sometimes have the fancy upgrades built right in that you otherwise couldn’t afford in a house, like granite countertops and high-end stainless steel appliances, or hardwood floors, or eco-friendly materials like cork and bamboo. What is difference between townhouse and condo?

What do townhouse HOA fees cover? You pay dues every month to these folks, and they take care of that patch of grass. And, if you live in a less than tropical locale, removing the snow in the parking lot. I grew up in a very rural county, with lots of farms and forests surrounding very small towns. Every HOA has a different list of maintenance items it’ll take care of. And blowing the leaves out of your parking space. And repainting the exterior. There were a couple of apartment buildings, but no townhouses. And re-shingling the roof.

Condo owners only own, as Ms. Rogers said, the airspace inside the condo, not the land. You pay dues every month to these folks, and they take care of that patch of grass. It’s going to be a patch of grass, maybe a shrub or a flowering tree, possibly a petunia border. Here’s where the homeowner’s association comes in. Granted, that little piece of planet Earth that comes with the purchase of your townhouse isn’t going to be huge. If owning a piece of planet Earth is on your bucket list, a townhouse will let you live that dream. Let’s see what other items you can cross off that list by owning a townhouse.

In many townhouse communities, owners can pool their money to get these facilities added, as long as there’s room to add such things on the property. Officially, as a townhouse owner, you own a percentage of each of the common facilities. If you choose to think of one of the sofa cushions in the rec room as your 2 percent, go ahead, but be aware that almost no one else in the development will agree with you. So if there are 50 units in your development, you own 2 percent of the laundry room.

There’s a lot to be said for less yard maintenance, on-site exercise and laundry facilities and knowing all your neighbors when you’ve had a little mishap. And when you get back, the yard won’t be a weedy mess. That works for frequent travelers, too. However big your mishaps tend to be, townhouses mean there is likely someone around most of the time to help you. Or a big mishap. Alert your immediate neighbors and the resident Nosy Nellie that you’ll be out of town for a month and they’ll keep an eye and ear out for your place.

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